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80,690 people · Updated 2026-09-28

Solar panels in Largo: what they cost and what they make

A typical Largo home needs 21 solar panels. They would make about 13,547 kWh a year and cost $22k to $33k before incentives. At today's electricity prices they pay for themselves in about 12.6 yrs.

A suburban grid of houses from the air at golden hour
13,542 owner-occupied houses in Largo could host panels
Peak sun hours5.5h/daypanels at 27° · 5.1 on flat ground
1 kW of panels makes1,536kWh/yrmore than 68% of U.S. cities
Typical system8.8kW21 panels for 1,104 kWh a month
Electricity price15.3¢/kWhFlorida average, EIA July 2026

See panels on your own Largo roof

Type your address. You get your roof from above, the panels that fit, a month-by-month forecast and a battery test. No phone number.

Use Largo averages instead

What solar costs in Largo

At $3.00 a watt, the median price cash buyers pay nationally, a 8.8 kW system costs about $26,400. Quotes in Largo will usually fall between $22,000 and $33,000. Complex roofs, main-panel upgrades and financing push prices up.

The 30% federal tax credit no longer applies to systems homeowners buy. This estimate includes no state or utility incentives; check with your utility before you buy.

The number that decides whether solar pays in Largo is what your utility pays for the power you send back. Under full payback is about 12.6 yrs. Under net billing it is about 20.3 yrs, because only the ~43% of solar a typical home uses as it is made saves the full retail price.

Price range$22k–$33kbefore incentives
Solar power costs10.0¢/kWhvs 15.3¢ from the grid
Payback, net metering12.6 yrsexports at retail
Payback, net billing20.3 yrsexports at ~30% of retail
25-year savings$34knet metering, after cost
25-year savings$8,000net billing, after cost

Cash purchase, prices rising 2.5% a year, panels losing 0.5% a year, $25/kW a year for upkeep. No federal credit for homeowner-owned systems.

Every way to pay for a 8.8 kW system in Largo

Change any number →
Way to payDay oneMonthly paymentMonthly net, year 1Ahead after 25 years
Pay cash
Full price on install day
$26,400$0+$154$34k
Credit-union loan
8% APR, 20 years, no dealer fee
$0$221−$66$7,800
“1.99%” solar loan
1.99% APR, 25 years, 25% dealer fee
$0$140+$15$19k
Lease
$145/mo, +2.9%/yr
$0$145+$28$3,700
Power purchase (PPA)
13.0¢/kWh, +2.9%/yr
$0$147+$26$7,000

Under net metering, at 15.3¢/kWh rising 2.5% a year. The “1.99%” loan’s $6,600 dealer fee is included in its payments. Lease and PPA prices are typical offers, not quotes.

How much sunshine Largo gets

kWh per kW, 25° south
0100200Jan: 116 kWhFeb: 115 kWhMar: 146 kWhApr: 147 kWhMay: 147 kWhJun: 126 kWhJul: 126 kWhAug: 127 kWhSep: 125 kWhOct: 134 kWhNov: 119 kWhDec: 109 kWhJFMAMJJASOND

May is the best month for solar in Largo, and Dec the weakest: a Dec day makes 74% of a May day. A 6 kW system would make about 652 kWh in Dec and 883 kWh in May.

On June 21 the sun rises at 6:35 am and sets at 8:30 pm, 13 hours 55 minutes of daylight. On December 21 it is up from 7:18 am to 5:40 pm, just 10 hours 22 minutes.

Peak sun hours in Largo, month by month

MonthFlat groundPanels at 27°kWh per kW
Jan3.54.8116
Feb4.25.3115
Mar5.46.1146
Apr6.46.4147
May6.86.3147
Jun6.25.6126
Jul5.95.4126
Aug5.65.4127
Sep5.25.5125
Oct4.75.7134
Nov3.85.2119
Dec3.24.5109
Year5.15.51,536

A peak sun hour is one hour of sunlight at 1,000 W per m². Why sites disagree.

The best angle and direction for panels in Largo

Roof faces (6/12 pitch)Output vs southkWh per kW
South100%1,536
Southeast96%1,475
Southwest96%1,475
East87%1,336
West87%1,336
North69%1,060

Face panels south and tilt them 27° for the most energy over a year. East and west roofs keep about 87% of that. A north-facing roof keeps 69%, which is rarely worth the money. Try other angles.

Where the sun goes over Largo

0°30°60°90°Jun 21 · 86° at noonMar/Sep · 62° at noonDec 21 · 39° at noonESESSWW

The noon sun is lower in winter, which is why the best winter tilt (51°) is steeper than the best summer tilt (0°).

Largo's homes

Largo has 37,548 households. 61.7% own their home, and 13,542 of those owners live in single-family houses, the kind of home that usually gets rooftop solar.

The median home here was built in 1978. Many roofs that age are due for replacement. Replace the roof first, then add solar: taking panels off and putting them back later costs thousands.

93.6% of homes heat with electricity and 2.8% with gas. Electric heat raises winter use, so size solar to your own bills rather than the state average.

Median home value$229k
Median income$62k
Single-family share36.1%of all housing units

Source: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates.

If the power goes out in Largo

Solar panels alone shut off in a blackout. Add a battery and they keep going. One Tesla Powerwall 3 (13.5 kWh) running a fridge, freezer, furnace fan, lights, Wi-Fi, TV and microwave (6.9 kWh a day):

No sun at all43 h
Overcast January + 7 kW solar3+ days
July with window AC3+ days10.8 kWh a day

Change the appliances, the battery and the weather in the battery calculator.

Questions people ask about solar in Largo

How much do solar panels cost in Largo?

A 8.8 kW system — enough for the average Florida home — costs about $22,000 to $33,000 before incentives, based on $2.50–$3.75 per watt. The 30% federal credit no longer applies to systems homeowners buy.

How many solar panels does a house in Largo need?

About 21 panels of 420 watts for a home using 1,104 kWh a month, the Florida average. Each kilowatt of panels here makes about 1,536 kWh a year on a south-facing roof.

Is solar worth it in Largo?

Over 25 years, solar power here costs about 10.0¢ per kWh, against 15.3¢ from the grid today. Payback is about 12.6 yrs if your utility credits exported power at the full retail rate, and 20.3 yrs if it pays about 30% of retail.

How many peak sun hours does Largo get?

5.5 a day on panels tilted to 27°, and 5.1 on flat ground. The best month is Apr; the weakest is Dec.

What is the best angle for solar panels in Largo?

27° for the most energy over a year, facing south. 51° is best in winter and 0° in summer. On a normal pitched roof, anything within 15° of 27° gives you about 95% of the maximum.

How long would a home battery last in a Largo power outage?

A Tesla Powerwall 3 running a fridge, freezer, furnace fan, lights, Wi-Fi, TV and microwave (6.9 kWh a day) lasts about 43 hours with no sun. With 7 kW of solar to recharge it, it gets through a three-day outage even in overcast January.

Solar near Largo

CityMileskWh per kWSun hours
Clearwater, FL51,5345.5
Pinellas Park, FL51,5365.5
St. Petersburg, FL131,5375.5
Tampa, FL181,5225.5
Bradenton, FL311,5455.6

Largo shares a weather-data neighbourhood with Tampa; their sunshine numbers differ by less than our data can resolve. Housing, prices and outage figures are specific to Largo.

Cities with the same sunshine as Largo

These far-away cities get almost exactly as much solar energy per panel.

Sources: NASA POWER 2001–2020 monthly climatology (grid cell 53 km from Largo's Census point), our PV model (within 1.6% of NLR PVWatts® on average), U.S. EIA prices and use, U.S. Census 2025 population estimates and ACS 2020–2024. Estimates for an average home, not a site survey. How we calculate.