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68,220 people · Updated 2026-09-28

Solar panels in Ames: what they cost and what they make

A typical Ames home needs 18 solar panels. They would make about 10,288 kWh a year and cost $19k to $29k before incentives. At today's electricity prices they pay for themselves in about 15.2 yrs.

Solar panels on a tiled roof above a hillside neighbourhood
9,516 owner-occupied houses in Ames could host panels
Peak sun hours4.8h/daypanels at 39° · 4.1 on flat ground
1 kW of panels makes1,393kWh/yrmore than 39% of U.S. cities
Typical system7.6kW18 panels for 832 kWh a month
Electricity price14.2¢/kWhIowa average, EIA July 2026

See panels on your own Ames roof

Type your address. You get your roof from above, the panels that fit, a month-by-month forecast and a battery test. No phone number.

Use Ames averages instead

What solar costs in Ames

At $3.00 a watt, the median price cash buyers pay nationally, a 7.6 kW system costs about $22,800. Quotes in Ames will usually fall between $19,000 and $28,500. Complex roofs, main-panel upgrades and financing push prices up.

The 30% federal tax credit no longer applies to systems homeowners buy. This estimate includes no state or utility incentives; check with your utility before you buy.

The number that decides whether solar pays in Ames is what your utility pays for the power you send back. Under full payback is about 15.2 yrs. Under net billing it is about 24.6 yrs, because only the ~42% of solar a typical home uses as it is made saves the full retail price.

Price range$19k–$29kbefore incentives
Solar power costs11.3¢/kWhvs 14.2¢ from the grid
Payback, net metering15.2 yrsexports at retail
Payback, net billing24.6 yrsexports at ~30% of retail
25-year savings$19knet metering, after cost
25-year savings$400net billing, after cost

Cash purchase, prices rising 2.5% a year, panels losing 0.5% a year, $25/kW a year for upkeep. No federal credit for homeowner-owned systems.

Every way to pay for a 7.6 kW system in Ames

Change any number →
Way to payDay oneMonthly paymentMonthly net, year 1Ahead after 25 years
Pay cash
Full price on install day
$22,800$0+$106$19k
Credit-union loan
8% APR, 20 years, no dealer fee
$0$191−$85−$3,800
“1.99%” solar loan
1.99% APR, 25 years, 25% dealer fee
$0$121−$15$5,800
Lease
$105/mo, +2.9%/yr
$0$105+$17$1,400
Power purchase (PPA)
12.1¢/kWh, +2.9%/yr
$0$104+$18$4,800

Under net metering, at 14.2¢/kWh rising 2.5% a year. The “1.99%” loan’s $5,700 dealer fee is included in its payments. Lease and PPA prices are typical offers, not quotes.

How much sunshine Ames gets

kWh per kW, 25° south
0100200Jan: 81 kWhFeb: 100 kWhMar: 119 kWhApr: 127 kWhMay: 136 kWhJun: 138 kWhJul: 146 kWhAug: 136 kWhSep: 123 kWhOct: 104 kWhNov: 82 kWhDec: 69 kWhJFMAMJJASOND

Jul is the best month for solar in Ames, and Dec the weakest: a Dec day makes 48% of a Jul day. A 6 kW system would make about 416 kWh in Dec and 876 kWh in Jul.

On June 21 the sun rises at 5:38 am and sets at 8:53 pm, 15 hours 15 minutes of daylight. On December 21 it is up from 7:39 am to 4:46 pm, just 9 hours 7 minutes.

Peak sun hours in Ames, month by month

MonthFlat groundPanels at 39°kWh per kW
Jan2.03.581
Feb3.04.7100
Mar3.84.9119
Apr4.85.2127
May5.65.3136
Jun6.35.6138
Jul6.45.9146
Aug5.55.7136
Sep4.55.5123
Oct3.14.5104
Nov2.13.882
Dec1.63.169
Year4.14.81,361

A peak sun hour is one hour of sunlight at 1,000 W per m². Why sites disagree.

The best angle and direction for panels in Ames

Roof faces (6/12 pitch)Output vs southkWh per kW
South100%1,361
Southeast95%1,293
Southwest95%1,293
East82%1,116
West81%1,102
North59%803

Face panels south and tilt them 39° for the most energy over a year. East and west roofs keep about 82% of that. A north-facing roof keeps 59%, which is rarely worth the money. Try other angles.

Where the sun goes over Ames

0°30°60°90°Jun 21 · 71° at noonMar/Sep · 48° at noonDec 21 · 25° at noonESESSWW

The noon sun is lower in winter, which is why the best winter tilt (66°) is steeper than the best summer tilt (13°).

Ames's homes

Ames has 25,785 households. 42.1% own their home, and 9,516 of those owners live in single-family houses, the kind of home that usually gets rooftop solar.

The median home here was built in 1992. Many roofs that age are due for replacement. Replace the roof first, then add solar: taking panels off and putting them back later costs thousands.

33.1% of homes heat with electricity and 63.2% with gas. If you switch to a heat pump or an electric car, plan for more panels or leave room on the roof.

Median home value$277k
Median income$61k
Single-family share44.7%of all housing units

Source: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates.

If the power goes out in Ames

Solar panels alone shut off in a blackout. Add a battery and they keep going. One Tesla Powerwall 3 (13.5 kWh) running a fridge, freezer, furnace fan, lights, Wi-Fi, TV and microwave (6.9 kWh a day):

No sun at all43 h
Overcast January + 7 kW solar3+ days
July with window AC3+ days10.8 kWh a day

Change the appliances, the battery and the weather in the battery calculator.

Questions people ask about solar in Ames

How much do solar panels cost in Ames?

A 7.6 kW system — enough for the average Iowa home — costs about $19,000 to $28,500 before incentives, based on $2.50–$3.75 per watt. The 30% federal credit no longer applies to systems homeowners buy.

How many solar panels does a house in Ames need?

About 18 panels of 420 watts for a home using 832 kWh a month, the Iowa average. Each kilowatt of panels here makes about 1,361 kWh a year on a south-facing roof.

Is solar worth it in Ames?

Over 25 years, solar power here costs about 11.3¢ per kWh, against 14.2¢ from the grid today. Payback is about 15.2 yrs if your utility credits exported power at the full retail rate, and 24.6 yrs if it pays about 30% of retail.

How many peak sun hours does Ames get?

4.8 a day on panels tilted to 39°, and 4.1 on flat ground. The best month is Jul; the weakest is Dec.

What is the best angle for solar panels in Ames?

39° for the most energy over a year, facing south. 66° is best in winter and 13° in summer. On a normal pitched roof, anything within 15° of 39° gives you about 95% of the maximum.

How long would a home battery last in a Ames power outage?

A Tesla Powerwall 3 running a fridge, freezer, furnace fan, lights, Wi-Fi, TV and microwave (6.9 kWh a day) lasts about 43 hours with no sun. With 7 kW of solar to recharge it, it gets through a three-day outage even in overcast January.

Solar near Ames

CityMileskWh per kWSun hours
Ankeny, IA201,3924.8
Des Moines, IA311,3934.8
West Des Moines, IA341,3964.8
Waterloo, IA721,3834.8
Cedar Rapids, IA1001,3644.7

Cities with the same sunshine as Ames

These far-away cities get almost exactly as much solar energy per panel.

Snow: NASA records about 17 cm of snow on the ground here in an average January. Covered panels make little until it slides off, and these figures (like PVWatts') don't subtract that.

Sources: NASA POWER 2001–2020 monthly climatology (grid cell 54 km from Ames's Census point), our PV model (within 1.6% of NLR PVWatts® on average), U.S. EIA prices and use, U.S. Census 2025 population estimates and ACS 2020–2024. Estimates for an average home, not a site survey. How we calculate.