Solar panels in Bellingham: what they cost and what they make
A typical Bellingham home needs 25 solar panels. They would make about 11,682 kWh a year and cost $26k to $39k before incentives. At today's electricity prices they pay for themselves in about 18.1 yrs.
See panels on your own Bellingham roof
Type your address. You get your roof from above, the panels that fit, a month-by-month forecast and a battery test. No phone number.
What solar costs in Bellingham
At $3.00 a watt, the median price cash buyers pay nationally, a 10.5 kW system costs about $31,500. Quotes in Bellingham will usually fall between $26,250 and $39,375. Complex roofs, main-panel upgrades and financing push prices up.
The 30% federal tax credit no longer applies to systems homeowners buy. This estimate includes no state or utility incentives; check with your utility before you buy.
The number that decides whether solar pays in Bellingham is what your utility pays for the power you send back. Under full payback is about 18.1 yrs. Under net billing it is about 25+ yrs, because only the ~42% of solar a typical home uses as it is made saves the full retail price.
Cash purchase, prices rising 2.5% a year, panels losing 0.5% a year, $25/kW a year for upkeep. No federal credit for homeowner-owned systems.
Every way to pay for a 10.5 kW system in Bellingham
Change any number →| Way to pay | Day one | Monthly payment | Monthly net, year 1 | Ahead after 25 years |
|---|---|---|---|---|
| Pay cash Full price on install day | $31,500 | $0 | +$118 | $16k |
| Credit-union loan 8% APR, 20 years, no dealer fee | $0 | $263 | −$145 | −$16k |
| “1.99%” solar loan 1.99% APR, 25 years, 25% dealer fee | $0 | $167 | −$48 | −$2,800 |
| Lease $120/mo, +2.9%/yr | $0 | $120 | +$20 | $2,000 |
| Power purchase (PPA) 12.2¢/kWh, +2.9%/yr | $0 | $119 | +$21 | $5,800 |
Under net metering, at 14.4¢/kWh rising 2.5% a year. The “1.99%” loan’s $7,875 dealer fee is included in its payments. Lease and PPA prices are typical offers, not quotes.
How much sunshine Bellingham gets
kWh per kW, 25° southJul is the best month for solar in Bellingham, and Dec the weakest: a Dec day makes 22% of a Jul day. A 6 kW system would make about 197 kWh in Dec and 904 kWh in Jul.
On June 21 the sun rises at 5:06 am and sets at 9:16 pm, 16 hours 10 minutes of daylight. On December 21 it is up from 8:00 am to 4:15 pm, just 8 hours 16 minutes.
Peak sun hours in Bellingham, month by month
| Month | Flat ground | Panels at 38° | kWh per kW |
|---|---|---|---|
| Jan | 0.9 | 1.7 | 38 |
| Feb | 1.8 | 3.0 | 61 |
| Mar | 2.8 | 3.7 | 87 |
| Apr | 4.2 | 4.7 | 111 |
| May | 5.4 | 5.4 | 133 |
| Jun | 5.9 | 5.5 | 133 |
| Jul | 6.5 | 6.2 | 151 |
| Aug | 5.4 | 5.9 | 138 |
| Sep | 3.8 | 5.0 | 110 |
| Oct | 2.2 | 3.3 | 75 |
| Nov | 1.1 | 2.0 | 43 |
| Dec | 0.8 | 1.5 | 33 |
| Year | 3.4 | 4.0 | 1,113 |
A peak sun hour is one hour of sunlight at 1,000 W per m². Why sites disagree.
The best angle and direction for panels in Bellingham
| Roof faces (6/12 pitch) | Output vs south | kWh per kW |
|---|---|---|
| South | 100% | 1,113 |
| Southeast | 95% | 1,057 |
| Southwest | 95% | 1,057 |
| East | 82% | 913 |
| West | 82% | 913 |
| North | 61% | 679 |
Face panels south and tilt them 38° for the most energy over a year. East and west roofs keep about 82% of that. A north-facing roof keeps 61%, which is rarely worth the money. Try other angles.
Where the sun goes over Bellingham
The noon sun is lower in winter, which is why the best winter tilt (67°) is steeper than the best summer tilt (18°).
Bellingham's homes
Bellingham has 41,500 households. 44.6% own their home, and 15,238 of those owners live in single-family houses, the kind of home that usually gets rooftop solar.
The median home here was built in 1986. Many roofs that age are due for replacement. Replace the roof first, then add solar: taking panels off and putting them back later costs thousands.
56.6% of homes heat with electricity and 40.2% with gas. Electric heat raises winter use, so size solar to your own bills rather than the state average.
Source: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates.
If the power goes out in Bellingham
Solar panels alone shut off in a blackout. Add a battery and they keep going. One Tesla Powerwall 3 (13.5 kWh) running a fridge, freezer, furnace fan, lights, Wi-Fi, TV and microwave (6.9 kWh a day):
Change the appliances, the battery and the weather in the battery calculator.
Questions people ask about solar in Bellingham
How much do solar panels cost in Bellingham?
A 10.5 kW system — enough for the average Washington home — costs about $26,250 to $39,375 before incentives, based on $2.50–$3.75 per watt. The 30% federal credit no longer applies to systems homeowners buy.
How many solar panels does a house in Bellingham need?
About 25 panels of 420 watts for a home using 955 kWh a month, the Washington average. Each kilowatt of panels here makes about 1,113 kWh a year on a south-facing roof.
Is solar worth it in Bellingham?
Over 25 years, solar power here costs about 13.8¢ per kWh, against 14.4¢ from the grid today. Payback is about 18.1 yrs if your utility credits exported power at the full retail rate, and 25+ yrs if it pays about 30% of retail.
How many peak sun hours does Bellingham get?
4.0 a day on panels tilted to 38°, and 3.4 on flat ground. The best month is Jul; the weakest is Dec.
What is the best angle for solar panels in Bellingham?
38° for the most energy over a year, facing south. 67° is best in winter and 18° in summer. On a normal pitched roof, anything within 15° of 38° gives you about 95% of the maximum.
How long would a home battery last in a Bellingham power outage?
A Tesla Powerwall 3 running a fridge, freezer, furnace fan, lights, Wi-Fi, TV and microwave (6.9 kWh a day) lasts about 43 hours with no sun. With 7 kW of solar to recharge it, it gets through a three-day outage even in overcast January.
Solar near Bellingham
| City | Miles | kWh per kW | Sun hours |
|---|---|---|---|
| Marysville, WA | 49 | 1,166 | 4.1 |
| Everett, WA | 56 | 1,164 | 4.1 |
| Bothell, WA | 69 | 1,163 | 4.1 |
| Shoreline, WA | 69 | 1,148 | 4.1 |
| Kirkland, WA | 74 | 1,163 | 4.1 |
Cities with the same sunshine as Bellingham
These far-away cities get almost exactly as much solar energy per panel.
- Syracuse, NY 1,155 kWh per kW
- Youngstown, OH 1,156 kWh per kW
- Cleveland, OH 1,162 kWh per kW
Snow: NASA records about 20 cm of snow on the ground here in an average January. Covered panels make little until it slides off, and these figures (like PVWatts') don't subtract that.
Sources: NASA POWER 2001–2020 monthly climatology (grid cell 28 km from Bellingham's Census point), our PV model (within 1.6% of NLR PVWatts® on average), U.S. EIA prices and use, U.S. Census 2025 population estimates and ACS 2020–2024. Estimates for an average home, not a site survey. How we calculate.