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177 cities covered · Electricity prices through July 2026

Solar panels in California: cost, payback and the rules that matter

California homes pay 33.3¢ per kWh for electricity, the 2nd highest of 51, up 2.5% in a year. A typical home needs 9 panels. With no federal tax credit they pay for themselves in about 9.0 yrs.

A suburban grid of houses from the air at golden hour
6,771,188 owner-occupied houses in California
Electricity price33.3¢/kWhU.S. average 18.2¢
Average home uses503kWh/moabout $161 a month (2024)
Payback, net metering5.3 yrsmedian city, $3.00/W
Payback, net billing9.0 yrs

Four facts that decide solar in California

1. The sun. One kilowatt of panels makes about 1,711 kWh a year in the median California city, from 1,540 in San Francisco to 1,837 in Apple Valley.

2. The price of electricity. Every kWh your panels make is worth what you would otherwise pay: 33.3¢ in California today.

3. What your utility pays for exports. California’s Net Billing Tariff (since Apr 15, 2023) credits exports at Avoided Cost Calculator values, locked for 9 years per vintage. Source

4. Incentives. The 30% federal Residential Clean Energy Credit (IRC §25D) ended for systems whose installation is completed after December 31, 2025 (One Big Beautiful Bill Act, P.L. We don't know of a statewide income-tax credit for home solar in California.

California's homes

13,548,091 households; 55.9% own their home. 6,771,188 owner-occupied single-family houses: the main market for rooftop solar. The median home was built in 1976; 29.5% heat with electricity.

Median home value$735k
Median income$99k
Built before 1980Mostmedian 1976

ACS 2020–2024 5-year estimates, U.S. Census Bureau.


Plan a specific California home

Solar in every California city with 50,000+ people

CitySun hrs/daykWh per kWBest tiltTypical kWPayback (NM)Payback (NB)Solar ¢/kWh
Los Angeles6.11,71832°3.85.3 yrs9.0 yrs9.0
San Diego6.11,69831°3.85.3 yrs9.0 yrs9.1
San Jose5.91,66733°3.85.5 yrs9.1 yrs9.3
San Francisco5.31,54033°4.25.9 yrs9.9 yrs10.1
Fresno6.21,69233°3.85.4 yrs9.1 yrs9.2
Sacramento6.01,66233°3.85.5 yrs9.2 yrs9.3
Long Beach6.01,70032°3.85.3 yrs9.0 yrs9.1
Oakland5.71,62833°3.85.6 yrs9.2 yrs9.5
Bakersfield6.41,75532°3.85.2 yrs8.9 yrs8.8
Anaheim6.21,73932°3.85.2 yrs8.9 yrs8.9
Stockton6.11,67733°3.85.4 yrs9.1 yrs9.3
Riverside6.41,77233°3.85.1 yrs8.9 yrs8.7
Irvine6.11,71732°3.85.3 yrs9.0 yrs9.0
Santa Ana6.11,71632°3.85.3 yrs9.0 yrs9.0
Chula Vista6.11,70431°3.85.3 yrs9.0 yrs9.1
Santa Clarita6.41,77233°3.85.1 yrs8.8 yrs8.7
Fremont5.81,64833°3.85.5 yrs9.2 yrs9.4
San Bernardino6.51,79833°3.85.1 yrs8.8 yrs8.6
Fontana6.51,78533°3.85.1 yrs8.8 yrs8.7
Modesto6.11,68333°3.85.4 yrs9.1 yrs9.2
Moreno Valley6.51,78433°3.85.1 yrs8.8 yrs8.7
Oxnard6.11,73732°3.85.2 yrs8.9 yrs8.9
Huntington Beach6.11,70132°3.85.3 yrs9.0 yrs9.1
Glendale6.31,75132°3.85.2 yrs8.9 yrs8.8
Ontario6.41,76933°3.85.1 yrs8.9 yrs8.8
Elk Grove6.01,66633°3.85.5 yrs9.2 yrs9.3
Santa Rosa5.81,63633°3.85.6 yrs9.2 yrs9.5
Rancho Cucamonga6.51,78133°3.85.1 yrs8.8 yrs8.7
Oceanside6.11,70732°3.85.3 yrs9.0 yrs9.1
Garden Grove6.11,71532°3.85.3 yrs9.0 yrs9.0
Lancaster6.51,79733°3.85.1 yrs8.8 yrs8.6
Roseville6.01,65133°3.85.5 yrs9.2 yrs9.4
Palmdale6.51,80033°3.85.1 yrs8.8 yrs8.6
Corona6.31,75332°3.85.2 yrs8.9 yrs8.8
Salinas6.01,70133°3.85.3 yrs9.0 yrs9.1
Hayward5.71,63333°3.85.6 yrs9.2 yrs9.5
Sunnyvale5.81,64133°3.85.5 yrs9.2 yrs9.5
Pomona6.41,76233°3.85.2 yrs8.9 yrs8.8
Visalia6.21,69732°3.85.4 yrs9.1 yrs9.1
Escondido6.21,73031°3.85.2 yrs9.0 yrs8.9
Victorville6.71,83034°3.45.0 yrs8.3 yrs8.5
Fullerton6.21,73132°3.85.2 yrs9.0 yrs8.9
Torrance6.01,69332°3.85.4 yrs9.1 yrs9.1
Orange6.21,72432°3.85.3 yrs9.0 yrs9.0
Pasadena6.31,75432°3.85.2 yrs8.9 yrs8.8
Santa Clara5.81,64933°3.85.5 yrs9.2 yrs9.4
Clovis6.21,68733°3.85.4 yrs9.1 yrs9.2
Simi Valley6.21,74932°3.85.2 yrs8.9 yrs8.9
Vallejo5.81,64133°3.85.5 yrs9.2 yrs9.5
Concord5.91,65133°3.85.5 yrs9.2 yrs9.4
Fairfield5.91,65633°3.85.5 yrs9.2 yrs9.4
Thousand Oaks6.21,73832°3.85.2 yrs8.9 yrs8.9
Berkeley5.71,62733°3.85.6 yrs9.3 yrs9.5
Antioch5.91,66333°3.85.5 yrs9.2 yrs9.3
Menifee6.41,76532°3.85.1 yrs8.9 yrs8.8
Temecula6.31,75232°3.85.2 yrs8.9 yrs8.8
Richmond5.71,62733°3.85.6 yrs9.3 yrs9.5
Murrieta6.31,75432°3.85.2 yrs8.9 yrs8.8
Carlsbad6.11,70031°3.85.3 yrs9.0 yrs9.1
Santa Maria6.01,73432°3.85.2 yrs8.9 yrs8.9
San Buenaventura (Ventura)6.21,74632°3.85.2 yrs8.9 yrs8.9
Costa Mesa6.11,70432°3.85.3 yrs9.0 yrs9.1
Downey6.21,72432°3.85.3 yrs9.0 yrs9.0
Jurupa Valley6.41,77433°3.85.1 yrs8.8 yrs8.7
Rialto6.51,79033°3.85.1 yrs8.8 yrs8.7
West Covina6.31,75332°3.85.2 yrs8.9 yrs8.8
Chico5.91,61534°3.85.6 yrs9.3 yrs9.6
El Monte6.31,74932°3.85.2 yrs8.9 yrs8.9
Vacaville5.91,65933°3.85.5 yrs9.2 yrs9.4
San Mateo5.61,60733°4.25.7 yrs9.7 yrs9.7
Burbank6.31,74832°3.85.2 yrs8.9 yrs8.9
Hesperia6.61,82133°3.45.0 yrs8.3 yrs8.5
Tracy6.11,68633°3.85.4 yrs9.1 yrs9.2
El Cajon6.21,72631°3.85.3 yrs9.0 yrs9.0
Inglewood6.11,71232°3.85.3 yrs9.0 yrs9.0
Daly City5.61,60033°4.25.7 yrs9.7 yrs9.7
Merced6.21,69233°3.85.4 yrs9.1 yrs9.2
Vista6.11,71232°3.85.3 yrs9.0 yrs9.0
Norwalk6.21,72332°3.85.3 yrs9.0 yrs9.0
Chino6.31,75932°3.85.2 yrs8.9 yrs8.8
Manteca6.11,68133°3.85.4 yrs9.1 yrs9.2
San Marcos6.11,71731°3.85.3 yrs9.0 yrs9.0
Indio6.71,82533°3.45.0 yrs8.3 yrs8.5
Redding5.81,57535°4.25.8 yrs9.9 yrs9.9
Hemet6.51,78432°3.85.1 yrs8.8 yrs8.7
Folsom6.01,65433°3.85.5 yrs9.2 yrs9.4
Carson6.01,70232°3.85.3 yrs9.0 yrs9.1
Compton6.11,71132°3.85.3 yrs9.0 yrs9.0
Mission Viejo6.11,71832°3.85.3 yrs9.0 yrs9.0
Santa Monica6.11,71132°3.85.3 yrs9.0 yrs9.0
South Gate6.11,72132°3.85.3 yrs9.0 yrs9.0
Westminster6.11,70932°3.85.3 yrs9.0 yrs9.1
Rancho Cordova6.01,65933°3.85.5 yrs9.2 yrs9.4
Santa Barbara6.11,74432°3.85.2 yrs8.9 yrs8.9
Citrus Heights6.01,65433°3.85.5 yrs9.2 yrs9.4
Lake Forest6.21,72232°3.85.3 yrs9.0 yrs9.0
San Ramon5.91,65333°3.85.5 yrs9.2 yrs9.4
Whittier6.21,73532°3.85.2 yrs9.0 yrs8.9
Mountain View5.71,63433°3.85.6 yrs9.2 yrs9.5
San Leandro5.71,63033°3.85.6 yrs9.2 yrs9.5
Livermore5.91,66733°3.85.5 yrs9.2 yrs9.3
Perris6.41,77132°3.85.1 yrs8.9 yrs8.7
Hawthorne6.11,70632°3.85.3 yrs9.0 yrs9.1
Redwood City5.61,61633°3.85.6 yrs9.3 yrs9.6
Newport Beach6.11,70332°3.85.3 yrs9.0 yrs9.1
Buena Park6.11,72232°3.85.3 yrs9.0 yrs9.0
Alhambra6.31,74432°3.85.2 yrs8.9 yrs8.9
Upland6.41,77533°3.85.1 yrs8.8 yrs8.7
Milpitas5.81,65533°3.85.5 yrs9.2 yrs9.4
Lakewood6.11,71232°3.85.3 yrs9.0 yrs9.0
Tustin6.21,72032°3.85.3 yrs9.0 yrs9.0
Pittsburg5.91,65833°3.85.5 yrs9.2 yrs9.4
Chino Hills6.31,75132°3.85.2 yrs8.9 yrs8.8
Alameda5.71,62333°3.85.6 yrs9.3 yrs9.6
Rocklin6.01,64933°3.85.5 yrs9.2 yrs9.4
Napa5.91,64933°3.85.5 yrs9.2 yrs9.4
Apple Valley6.71,83734°3.45.0 yrs8.3 yrs8.5
Lake Elsinore6.31,75232°3.85.2 yrs8.9 yrs8.8
Bellflower6.11,71832°3.85.3 yrs9.0 yrs9.0
Pleasanton5.91,65633°3.85.5 yrs9.2 yrs9.4
Redlands6.51,79833°3.85.1 yrs8.8 yrs8.6
Tulare6.21,70332°3.85.3 yrs9.0 yrs9.1
Turlock6.11,68533°3.85.4 yrs9.1 yrs9.2
Dublin5.91,65533°3.85.5 yrs9.2 yrs9.4
Eastvale6.41,76233°3.85.2 yrs8.9 yrs8.8
Walnut Creek5.81,64733°3.85.5 yrs9.2 yrs9.4
Yuba City5.91,63634°3.85.6 yrs9.3 yrs9.5
Lodi6.01,67333°3.85.4 yrs9.1 yrs9.3
Madera6.21,69833°3.85.4 yrs9.1 yrs9.1
Baldwin Park6.31,75332°3.85.2 yrs8.9 yrs8.8
Camarillo6.21,74132°3.85.2 yrs8.9 yrs8.9
Palo Alto5.71,62633°3.85.6 yrs9.2 yrs9.5
Redondo Beach6.01,69232°3.85.4 yrs9.1 yrs9.1
Brentwood6.01,66833°3.85.5 yrs9.2 yrs9.3
Davis6.01,66133°3.85.5 yrs9.2 yrs9.3
Yorba Linda6.31,74232°3.85.2 yrs8.9 yrs8.9
Union City5.81,64233°3.85.5 yrs9.2 yrs9.5
South San Francisco5.61,60633°4.25.7 yrs9.7 yrs9.7
Laguna Niguel6.11,70532°3.85.3 yrs9.0 yrs9.1
Lynwood6.11,71832°3.85.3 yrs9.0 yrs9.0
Porterville6.31,72432°3.85.3 yrs9.0 yrs9.0
Woodland6.01,65633°3.85.5 yrs9.2 yrs9.4
Hanford6.21,69732°3.85.4 yrs9.1 yrs9.1
San Clemente6.11,70332°3.85.3 yrs9.0 yrs9.1
Santa Cruz5.81,65833°3.85.5 yrs9.2 yrs9.4
La Habra6.21,73532°3.85.2 yrs9.0 yrs8.9
Beaumont6.51,79833°3.85.1 yrs8.8 yrs8.6
Gilroy6.01,69533°3.85.4 yrs9.1 yrs9.2
Encinitas6.01,69431°3.85.4 yrs9.1 yrs9.1
Montebello6.21,73632°3.85.2 yrs8.9 yrs8.9
La Mesa6.11,71231°3.85.3 yrs9.0 yrs9.0
Petaluma5.71,62833°3.85.6 yrs9.3 yrs9.5
San Rafael5.71,61933°3.85.6 yrs9.3 yrs9.6
Pico Rivera6.21,73432°3.85.2 yrs8.9 yrs8.9
Gardena6.11,70632°3.85.3 yrs9.0 yrs9.1
Cupertino5.81,64133°3.85.5 yrs9.2 yrs9.5
Santee6.21,72531°3.85.3 yrs9.0 yrs9.0
National City6.01,68931°3.85.4 yrs9.1 yrs9.2
Highland6.61,80433°3.85.0 yrs8.8 yrs8.6
Monterey Park6.21,73932°3.85.2 yrs8.9 yrs8.9
Lincoln6.01,64733°3.85.5 yrs9.2 yrs9.4
West Sacramento6.01,66233°3.85.5 yrs9.2 yrs9.3
San Jacinto6.51,78932°3.85.1 yrs8.8 yrs8.7
Fountain Valley6.11,70732°3.85.3 yrs9.0 yrs9.1
Yucaipa6.61,80533°3.85.0 yrs8.8 yrs8.6
Placentia6.21,73632°3.85.2 yrs9.0 yrs8.9
Arcadia6.31,75632°3.85.2 yrs8.9 yrs8.8
Colton6.51,78833°3.85.1 yrs8.8 yrs8.7
Palm Desert6.71,82433°3.45.0 yrs8.3 yrs8.5
Cathedral City6.71,82933°3.45.0 yrs8.3 yrs8.5
Delano6.31,72932°3.85.3 yrs9.0 yrs9.0
Novato5.71,62333°3.85.6 yrs9.3 yrs9.6
Diamond Bar6.31,75232°3.85.2 yrs8.9 yrs8.8
Huntington Park6.21,72432°3.85.3 yrs9.0 yrs9.0
Paramount6.11,71632°3.85.3 yrs9.0 yrs9.0
Watsonville6.01,68533°3.85.4 yrs9.1 yrs9.2
San Luis Obispo6.11,72932°3.85.3 yrs8.9 yrs9.0

NM = exports credited at retail (net metering); NB = exports at ~30% of retail (net billing). Systems sized to the California average home. $3.00/W, cash, 25 years.

Questions about solar in California

How much do solar panels cost in California?

A 3.8 kW system, the size the average California home needs, costs about $9,500 to $14,250 before incentives in 2026.

Is solar worth it in California?

In the median California city, solar pays for itself in about 5.3 yrs if exported power earns the retail rate, or 9.0 yrs if it earns about 30% of retail. California’s Net Billing Tariff (since Apr 15, 2023) credits exports at Avoided Cost Calculator values, locked for 9 years per vintage.

Is there a solar tax credit in California?

We know of no statewide income-tax credit for home solar in California; utilities and cities sometimes offer rebates. The 30% federal credit ended for homeowner systems installed after December 31, 2025.

How many solar panels does a California home need?

About 9 panels of 420 watts for the state-average 503 kWh a month. Sunnier cities need fewer: Apple Valley gets 1,837 kWh per kW a year, San Francisco 1,540.